Motorcycle & Tricycle Insurance
Coverage for motorcycles, tuk-tuks, and tricycles used for daily travel or income-generating activities, with options for your vehicle, rider, and passengers.
What's Covered
Review the basic coverage included in the plan, then choose optional coverage based on your personal or business vehicle needs.
Third Party Liability
Third Party Bodily Injury
Covers your legal liability for bodily injury or death caused to another person by the insured vehicle.
Third Party Property Damage
Covers your legal liability for accidental damage caused by the insured vehicle to another person's property.
Legal Costs
Covers eligible legal expenses related to a covered third-party liability claim.
Your Property
Own Damage
Towing fee included
Covers accidental loss or damage to the insured vehicle, including eligible towing expenses.
Theft
Covers loss of the insured vehicle if it is stolen, subject to the policy terms.
Flood
Covers accidental damage to the insured vehicle caused by flooding.
SRCC
Strike, Riot & Civil Commotion
Covers damage to the insured vehicle caused by strike, riot, or civil commotion.
You and Passenger
Passenger Liability
Covers legal liability for bodily injury to passengers arising from an accident involving the insured vehicle.
Accident to Driver
Provides benefits for the insured driver in case of accidental death or covered medical expenses.
What's Not Covered
These are key situations where coverage may not apply. Please review them carefully before choosing your coverage.
General Exclusions
No license, expired license, or wrong category of license, subject to Cambodian Land Traffic Law.
Under the influence of alcohol or drugs.
Use for an unlawful purpose.
Driven by any person other than an authorized driver, or a person driving on your order or with your permission.
War.
Used for or being tested in preparation for any motor sport or competition.
If, in the event of any accident or breakdown, your vehicle is left unattended without proper precautions.
If your vehicle is driven in an unroadworthy condition before the necessary repairs are affected.
Incurred outside of the Kingdom of Cambodia.
Arising from ionizing radiation or contamination by radioactivity from any nuclear fuel or nuclear waste.
Arising from nuclear weapons and materials.
Third Party Exclusions
Injuries or damage outside carriageways during loading or unloading.
Injury to employees in the course of work.
Injury to passengers in, on, or alighting from the vehicle.
Damage to bridges, roads, or viaducts by vibration or weight.
Explosion of a boiler on the vehicle, unless legally required.
Damage to property under the insured's custody or control.
Claims outside Cambodia.
Legal costs not recoverable in Cambodia.
Own Damage Exclusions
Consequential losses.
Depreciation, wear and tear, rust, or corrosion.
Mechanical or electrical breakdowns, except windscreen or glass breakage.
Tire damage unless the vehicle is also damaged.
Cheating or criminal breach of trust.
Computer date malfunction, including Y2K-type errors.
Overloading or strain.
Boiler explosion on the vehicle.
Is This Right for You?
A suitable choice for individuals and small operators who use a motorcycle, tuk-tuk, or tricycle for personal travel or daily income activities.
Motorcycle Owners
You use a motorcycle for commuting, school, personal travel, or everyday errands.
Tuk-Tuk & Tricycle Owners
You own or operate a tuk-tuk or tricycle for personal transport or passenger services.
Delivery Riders
You use your motorcycle or tricycle for food, parcel, or goods delivery.
Family & Daily Riders
You regularly use a motorcycle or tricycle for family travel and everyday activities.
Ready to Request a Quote?
Fill in your details below and our team will contact you to discuss a suitable plan for your motorcycle or tricycle.
Support When You Need It
From the day you get covered to the moment you need support, our claims team is ready to guide you through the claims process.
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