Fire Insurance
Protect your home, residential building, and household contents against fire and selected related risks, subject to policy terms and conditions.
What's Covered
You can choose optional coverage in addition to basic coverage. Coverage is subject to policy terms, conditions, limits, and endorsements.
Fire and Specified Perils
Fire
Covers accidental loss or damage caused by fire.
Smoke
Covers insured property damage caused by smoke from a covered incident.
Lightning
Covers loss or damage caused directly by lightning.
Impact Damage
Covers accidental damage caused by impact from a vehicle or other covered object.
Hail
Covers physical damage to insured property caused by hail.
Aircraft Damage
Covers damage caused by aircraft or objects falling from aircraft.
Gas Explosion
Covers loss or damage caused by an accidental gas explosion.
Earthquake and Volcanic Eruption
Covers insured property damage caused by earthquake or volcanic activity.
Subsidence and Landslip
Covers damage caused by subsidence or landslip, subject to policy terms.
Additional Perils
Flood
Covers accidental damage to insured property caused by flooding.
Riot & Strike
Covers damage caused by riot, strike, or related civil disturbance.
Explosion
Covers loss or damage caused by an accidental explosion.
Spontaneous Combustion
Covers damage caused by spontaneous combustion of insured property.
Water Damage
Covers accidental damage caused by water from covered sources.
Hurricane, Cyclone, Typhoon, Windstorm
Covers damage caused by severe windstorms and related weather events.
Vandalism and Malicious Damage
Covers intentional physical damage caused by third parties.
What's Not Covered
Examples of important exclusions that may apply to Fire Insurance are outlined below. Coverage remains subject to the policy wording.
Event Exclusions
Theft occurring during or after a fire.
Burning of property by order of a public authority.
Subterranean fire.
Loss or damage involving nuclear weapons material.
Loss or damage caused by radioactivity from nuclear fuel or nuclear waste.
War or terrorism.
Loss or damage occurring during abnormal conditions.
Legal costs or suit fees.
Burning of forests, bush, lalang, prairie, pampas, or jungle, including land clearing by fire.
Pollution or contamination-related loss or damage, as set out in the policy wording.
Goods Exclusions
Bullion or unset precious stones.
Curiosities or works of art above the policy's stated value limit.
Manuscripts, plans, drawings, or designs.
Securities, obligations, documents, stamps, coins, paper money, cheques, business books, or computer system records.
Explosives.
Is This Right for You?
Fire Insurance may suit individuals and families with a home, residential property, household contents, or a landlord or tenant interest, subject to policy terms and conditions.
Borey Homeowners
For individuals who own and live in a Borey house, villa, townhouse, or link house.
Homeowners with Valuable Property
For homeowners with significant renovations, furniture, appliances, or other declared household contents.
Residential Property Investors
For individuals who own a residential property for rental, investment, or long-term family use.
Ready to Request a Quote?
Fill in your details and our team will contact you to discuss Fire Insurance options for your home or residential property.
Support When You Need It
From the day you get covered to the moment you need support, our claims team is ready to guide you through the claims process.